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Did a blog post, comment, or data point of mine help you? Pay it forward by using one of my referral links below and THANK YOU 🙏

Credit Cards

Amex Blue Cash Preferred ($300)
Amex Blue Cash Everyday ($250)
Amex Blue Business Plus (15K MR points)
Amex Platinum (100K MR points)
Chase Freedom ($200 plus 5% cash back on gas)
Chase Ink Business Unlimited ($750 or 15K UR points)
Discover IT ($100 plus double cash back 1st year)
Capital One Venture X (75K miles plus $300 annual travel credit)
Capital One Quicksilver ($200)


Wise ($600 fee-free transfer)
PSECU ($250)
Albert ($150)
Oxygen ($105 – email me at flynn at for a unique referral link)
Marcus (extra 0.50% APY for 3 months)
ONE Finance ($50)
Varo Bank ($50)
Axos ($20)
Netspend ($20)
Venmo ($5)
PayPal ($10)
CashApp ($5)
Google Pay (?)


Coinbase ($10 Bitcoin)
Gemini ($10 Bitcoin)
Tornado ($10+)
Abra ($25 in CPRX)
Okcoin ($50 Bitcoin)
Nexo ($25 Bitcoin)
eToro ($30)
Moomoo (5 stock shares)
Robinhood ($5+ stock)

Shopping Portals

Rakuten ($30)
Swagbucks ($3)


📱 Visible cell service with unlimited call, text, data and hotspot on Verizon 4G/5G (first month only $5)
⛽️ Upside cash back on gas ($4.22 off gas)
📈 Personal Capital net worth tracking and budgeting tool ($20)
🧬 23andMe ancestry and health DNA testing (minimum 10% off)
🛍 Walmart+ free shipping, gas discounts, and Paramount+ Essentials ($20)
📦 Dropbox (extra 500MB storage)
🥾 AllTrails (tree planted)